CONTACT US . . .

                                 ADMINISTRATIVE OFFICE            EXECUTIVE OFFICE

                                        GAI Capital Ltd.                                             GAI Capital Ltd.

                                                The Isaac Group                                              

                                                            P.O. Box 667                                                   P.O. Box 50009

                                                715 E. Perry Street

                                                Bryan, OH 43506                                             Santa Barbara, CA 93150                                    

                                                U.S.A.                                                             U.S.A.                                                        

                                                Phone:          419-636-1108                                 Phone:        805-969-6602

                                                Fax:              419-636-8211                                 Fax:            805-456-6404

e-mail:                                                                               General Information

                                                                               George A. Isaac, III - President & CEO